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PY Financial Services are an Authorised Representative of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No. 232706.

Any advice contained in this website is of a general nature only and does not constitute personal financial product advice. In preparing the advice no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.